BBBOnLine Reliability Seal
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  Credit Card Processing and Consulting Since 1989 Sales:  800 258-8472    Monday - Friday 9-6 EST  

 

 

 
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Terms of Service
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iPayment

Terms of Service
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Change Price Plans Anytime
Choose any of our current offers
Must be with the same processor
Changes take effect the following month
Accept Credit Cards
Cash Advances - Working Capital
Custom Gift Card Programs
ACH and Electronic Check Processing
 
RETAIL RESTAURANT MAIL - PHONE - ECOMMERCE OTHER BUSINESS TYPES  
RETAIL OFFERS
Offer # Qualified Debit Qualified Credit Partial-Qualified Surcharge** Non-Qualified Surcharge** Authorization Fee Debit Per Item Fee Monthly Service Monthly Minimum Processor Application
1 1.15 % 1.79 % 0.40 % 1.40 % 25 ¢ 5 ¢ $ 4.95 NONE* iPayment view
2 1.22 % 1.74 % 0.45 % 1.45 % 18 ¢ 5 ¢ $ 7.95 NONE* Nova view
Offer # 1 and # 2 above offer a lower rate for Debit (Check) Cards than for Credit Cards.
3 1.64 % 1.64 % 0.65 % 1.65 % 25 ¢ 5 ¢ $ 4.95 NONE* iPayment view
4 1.66 % 1.66 % 0.70 % 1.70 % 18 ¢ 5 ¢ $ 7.95 NONE* Nova view
Offer # 3 and # 4 above offer a single rate for Debit (Check) Cards and Credit Cards.
Bank Pass-through Pricing - Our Most Popular Program Offering Maximum Savings
5
starting at 0.06 %
NONE NONE 15 ¢ NONE $ 4.95 NONE* iPayment view
6
starting at 0.09 %
NONE NONE 3 ¢ NONE $ 7.95 NONE* Nova view
Offer # 5 and # 6 above offer large volume pricing, No Non-Qualified Fees and an Authorization Fee starting a 3¢ 
                     
No Application Fees No Annual Fees • No Bill Backs

Free Online Account Access • 24/7 Toll Free Customer Support

                     
2 Most Frequently Asked Questions
 
Question:  Why do we offer so many options?
 
Answer:  There are many pricing options available.  We want you to compare us to the competition and pick a rate combination that fits what you're looking for.  If your not sure please call us at 800 258-8472 and we'll help you choose.  You may also change your price plan after you've begun processing with us.  Simply choose one of our current offers from the same processor and the new pricing will take effect the next available month.
 
 
Question:  Which offer is the best?   
  
Answer:  It depends on your average ticket and monthly volume.  Here are some suggestions:
 
If your Monthly Volume is < $3,000 then we recommend Offer # 1
 
If your Monthly Volume is > $3,000 and your average credit card sale is:
< $175 then Offer # 6      
>$175 then Offer # 5      
       
       
 
*The Monthly Minimum Fee is $15 if you utilize our Terminal Loaner Program.  Otherwise the Monthly Minimum Fee is $0.  **The Partial-Qualified Rate is calculated by adding the Partial-Qualified Surcharge to the Qualified Credit Rate.  The Non-Qualified Rate is calculated by adding the Non-Qualified Surcharge to the Qualified Credit Rate.    
 
   North American Credit Card Association (NACCA) is a registered ISO/MSP of JP Morgan Chase Bank, Hicksville, NY and NOVA US Bank, Minneapolis, MN.
 
 

  BBBOnLine Reliability Seal                                  

North American Credit Card Association, Inc
57 Old Post Road NO 2 • Greenwich • CT 06830
800 258-8472 • 203 622-0177 • fax 203 622-1238
sales@MerchantDepot.com
 
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